Holiday Insurance Cover

Schedule of benefits

The Insurance		Single Trip Cover up to	Annual Multi Trip Cover up to	Policy Excess
Section	Benefit	Single Trip Cover up to	Annual Multi Trip Cover up to	Policy Excess
A	Cancelling and cutting short your trip	£5,000	£5,000	*£50
B	Travel Delay	£100	£100
	Abandonment	£5,000	£5,000	*£50
C	Medical Expenses	£10,000,000	£10,000,000	*£50
D	Personal Accident	£15,000	£15,000
D	Death Benefit for children under 18 and adults over 65	£1,000	£1,000
E	Personal Liability	£2,000,000	£2,000,000	£150
F	Legal Expenses	£15,000	£15,000	£150
G	Missed Departure	£1,000	£1,000	*£50
H	Personal Belongings	£1,500	£1,500	*£50
	Single Article Limit	£200	£200
	Valuables Limit	£300	£300
	Winter Sports Equipment **	£300	£300	*£50
	Delayed Baggage	£100	£100
	Personal Money	£500	£500	*£50
	Limit for cash	£300	£300	*£50
	Child under 16	£50	£50
	Passport	£250	£250
I	Hospital Benefit	£1,000	£1,000
J	Mugging	£100	£100
K	Disaster	£500	£500	*£50
L	Domestic Pets	£200	£200
L	Winter Sports Benefits **
M	Piste Closure	£200	£200
N	Avalanche	£100	£100	*£50
O	Ski Hire	£300	£300

* Can be reduced to a nil excess subject to the appropriate additional premium being paid

** Winter Sports Benefits are available upon payment of the appropriate additional premium or if Annual Multi Trip cover has been purchased, cover is for up to 21 days.

Important Information

We advise you to carefully read this policy wording and your Certificate Validation Document.

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holiday insurance cover is a trading name of F&R Associates who are an intermediary authorised and regulated by the Financial Services Authority, reg no 450712.

New for 2007:
Age limit on Single Trips has now been increased to 79.