Section F - Legal expenses

What you are covered for

We will pay up to the overall limit shown on the Schedule of Benefits in respect of all insured persons in connection with any one event giving rise to a claim for legal costs and expenses arising as a result of pursuing claims for compensation and damages resulting from your death, illness or injury during your trip .

Special conditions which apply to section F

It is a condition of the cover provided under this section that:

1. We will have complete control over any legal representatives appointed and any proceedings; and
2. You follow our advice or that of our agents in handling any claim.

What you are not covered for

1. The first £150 of each claim, for each insured person.
2. Any claim where we or our legal representatives believe that an action is not likely to be successful or if we believe that the costs of taking action will be greater than any award.
3. The costs of making any claim against us, our agents or representatives or against any tour operator, carrier or any person with whom you have travelled or arranged to travel.
4. Any costs or expenses which are based directly or indirectly on the amount of any award.
5. The costs of following up a claim for bodily injury, loss or damage caused by or in connection with your trade, profession or business, under contract or arising out of you possessing, using or living on any land or in any buildings.
6. Any claims arising out of you owning, possessing, or using motorised/mechanically-propelled vehicles, water craft or aircraft of any description, animals, firearms, explosive devices or weapons.
7. Any claims arising out of your criminal, malicious or deliberate acts.

Please read the general conditions, exclusions and Schedule of Benefits.

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